David Giertz And His Views On Smaller Social Security Checks

Many people who are approaching retirement in ten years or are already retired tend to have misconceptions about Social Security. This is because their financial advisors are not informing them accordingly, as stated on Instagram by David Giertz in an interview. The result can be less income or even unexpected taxes for these retirees.

David Giertz talks about pensions drying up and going away. David Giertz is the president of distribution and sales at the Nationwide Financial Distributors. He is talking about creating a retirement income plan that can maximize the Social Security benefits.

A study on soundcloud.com has been conducted by Nationwide Retirement Institute. It is showing that nearly 30 percent of people who have retired are receiving less benefit than they expected.

Read more: These big mistakes will result in smaller Social Security checks

One of the biggest misconceptions here is that people think that they are 62 and they can start taking Social Security. Hence they take it. But Social Security was designed only to assist in retirement. It was not meant to entirely fund it. Hence there has to be a retirement plan too.

Even though eligibility for Social Security benefits starts at 62; the full retirement age as per the government is ranging from age 65 to 67. So waiting until that age, or delaying beyond that can result in a much bigger monthly check.

Taxation is another area that is full of misconceptions. People are surprised to realize that Social Security is taxed. David Giertz said that the government has income thresholds about what is taxed. On reaching full retirement age, any income that is earned will not be held against you as a taxation standpoint. This means that one can earn as much as they want.

The fact is that many people are not really in a position of having a choice but start getting their Social Security at age 62. This can be due to insufficient savings or due to an unexpected life event like a medical condition.

In fact, David Giertz points out that study by his firm has found 37 percent of retirees saying that health problems have prevented them from living their retirement as they had envisioned it. There are health-care expenses that keep many retirees from living the retirement life that they expected.

In fact, these health problems arrived earlier than they had expected. But retirees working with an advisor are more likely to live the retirement they expected. Hence maximizing your Social Security benefits is just one part of retirement planning.

Learn more about David Giertz: https://vimeo.com/davidgiertz

OSI Group Has Kept Several Meat Plants Running This Last Year

OSI Group is not only one of the world’s top quality meat distributors, they’ve also been a major supplier of jobs and the savior of facilities that appeared to be on the verge of closing.

The most recent place they saved was Tyson Food Plant’s south Chicago facility, one of four factories that operates in the city and one that was way behind on funding and on the verge of losing hundreds of jobs.

But OSI Group saw a golden opportunity to acquire its resources and in the process they offered every current employee working there a chance to keep their jobs. They’ve also kept a few meat processing centers open in Germany and the Netherlands and acquired Baho Foods to reach a large base of customers there.

OSI Group was first known as Otto & Sons after Otto Kolschowsky started a butcher shop in a quaint neighborhood of Chicago in 1909. The Kolschowsky family became highly regarded in their community and their products became sought after by several food service retailers and restaurant chains, and in 1955 they became the main supplier to McDonalds. Sheldon Lavin took over as CEO in the mid 1980s and through his leadership OSI Group has opened offices overseas and made inroads into the Asian and European markets. OSI Group primarily produces packaged meats and prepared meals and uses some of the most advanced processing equipment to do so. Lavin’s business expertise has earned him the Global Visionary award from RSM US LLP, and he’s also a founding member of the Ronald McDonald House Charities philanthropy.

Sam Tabar Joins Full Cycle

In the business world, it is hard to find a person who cares about the community just as much as they do about their profits. That is what Sam Tabar is however. He is someone who cares. And his level of talent and professional insight have helped many companies around the globe, even before joining his latest venture.

According to Art Station, Sam Tabar is a financial professional who was in hedge fund management for much of his career. Of course, this field is very competitive and fast paced. He was the head of capital strategy in Merrill Lynch and Bank of America’s division in Asia.

He was able to foster many relationships, including introductions from hedge fund managers to investors in charge of large funds like foundations, endowments, family offices, and more. He consulted and lead his clients throughout the industry as well in operations, legal, and hiring strategies.

When at SPARX, he managed to help the Asian district market globally. He was previously at Skadden Slate, a law firm, before that time. He was educated in the best conditions, going to Columbia law school and even Oxford University with honors. He was an editor of the Columbia Law journal. He is a member of the New York State bar.

As a private investor, he lead the way in Tribute, which is a feminine line of products that empowers women everywhere to feel better about themselves. And Tabar has again made a choice to take a position with much responsibility.

He is the COO (Chief Operating Officer) of Full Cycle, and energy fund. As the COO, he will make sure that they meet the operational standards set forth by the company, as well as deal with any legal regulations necessary, while also reducing costs as much as possible and avoiding waste.

Learn more about Brad Reifler: http://www.imdb.com/name/nm0845880/

Omar Boraie The Man Behind Boraie Development

Born in Egypt, Omar Boraie moved to United States to further his education in chemistry. However staying in New Brunswick, New Jersey was an eye opener for him and made him realize his deeper interests. He began the Boraie Development LLC, a real estate company that focuses on developing exquisite and high end commercial and residential properties in the city. Together with his three sons, he has impacted the city of New Brunswick and helped change the economic standards of the people in the city.

Omar Boraie always had a vision and aim of rebuilding the city of New Brunswick. Forty years ago most people felt as though he was being over ambitious in his vision. The company began by buying the old properties in the city and remodelling them to incorporate a more modern touch to them. The first buildings to be remodeled were in the Albany Street Plaza Tower One. Together with his creative team, he was able to bring out high class offices in these areas that were once old, tired and abandoned.

The success of the Class A offices on Albany Street Plaza pushed the company to engaging in various projects. According to the New York Times, the company realized that more investors were streaming into the city and seeking their buildings for office spaces. In 2007 the company successfully launched the One Spring Street, a high storey building that provided office space for many investors and business people. The company has also launched The Aspire, a high class, 17 stored premium luxury building. The building offers a gymnasium, ample parking space rooftop garden with well-designed apartments that attracts residents in the area.

In their quest to attract more investors and create hype to the city Omar and his sons have worked closely with Shaquille O’Neil to remodel the City Plex 12 Newark, an old theater. As Omar says, this is one of the projects that they will be undertaking with Shaquille and other investors to ensure that they restore New Jersey to an economic hub once again. The project invites people from all over to share and express their talents.

Omar Boraie knows too well the importance of the community and giving back. He has dedicated his career to ensuring that he provides resident and commercial spaces for people to engage in business in order to get rid of poverty. He is also involved in Elijah’s Promise, a firm that works to ensure that they make a difference in people’s lives. For more info, refer to Omar’s crunchbase page.

Read More: http://patch.com/new-jersey/newbrunswick/omar-boraie-chair-genomic-science-established-rutgers-cancer-institute

Securus Technologies Brings Innovation To The World of Communications

Securus Technologies has brought a whole new world of communications to your home. There are many unfortunate scenarios in which people end up finding themselves incarcerated. If you, a family members, or a friend has found themselves to be in a position in which jailing has occurred, then it is highly possible that there is a reason to have to, or want to, communicate with one another.

 

Visitation appointments can be difficult to set up as they are often lengthy in their processes. Jails are often so busy that visitors are not necessarily given a choice as to when they can visit due to appointment slots being taken up by other visitors. As a result, they find themselves unable to visit many of the times. Securus Technologies enables visitors to take advantage of opportunities in which they can stay in contact with the inmate without actually being required to travel to the jail facilities. In fact, they are able to talk with the inmate while seeing their face from the comfort of their home.

 

Securus Technologies has created an innovative platform of communications in which video conferencing is utilized for allowing communications between the inmate and those who they communicate with. Not only had communications become better with Securus Technologies, but law enforcement officials are no given a tool to assist them with solving certain types of crimes that may have gone unnoticed had Securus Technologies not been utilized as a way to communicate. It is a program that brings many benefits to the community and should continue to provide them for some time. It is highly recommended for people to consider utilizing Securus Technologies when wanting to connect with those who are in unfortunate situations. Please see what you can do to let the inmate know that the program is available for utilization at their jail facility.

 

Clearing up the Mysteries about the Kabbalah

Even though the teachings of the Kabbalah have been around for many thousands of years, there is one thing that has persisted, the amount of ignorance and misunderstanding surrounds teachings. This is perhaps the reason behind the opening of Kabbalah centers by people that understand the teachings and want the younger generations to understand them too. The centers, which have already been established all over Europe, are now being introduced in America, and LA is hosting the very first of them. Below are some of the things you may not know about kabbalah.

Is kabbalah a religion?

The one thing that people do not get is the fact that even though these teachings were the blue screen that preceded most of the religions of the world, they are not a religion in themselves. The teachings were developed in order to assist rabbis and other Jewish religious leaders to make sense of the rabbinic religions. It is the selfish interests of the religions that have been developing over the years that have made the teachings seem like a belief system.

Is kabbalah Magic?

Another interesting thing that people seem to get so wrong about the Kabbalah is the fact that it is not magic. While there could be Hollywood mediums and other magicians that have been exploiting aspects of the Kabbalah to try and sell their crafts, the teachings are not about performing tricks. The stories contained within Kabbalah tend to point towards the direction that there are some things that exist in the universe and are a little bit mystical, but this does not mean that they are Voodoo.

Can anyone learn Kabbalah?

There was a time when these teachings were thought to be o difficult that they could only be taught to males over the age of 40. However, things have really changed and because the Jewish community wants their youth to understand their roots, younger people, especially young men with an interest in spirituality are being accepted at the centers.

The initiative to make Kabbalah centers seems to have resonated well with the community because they have been attending the centers and making contributions towards their expansions. Perhaps it is a great way to preserve the history and part of the people’s identity.

More visit: https://www.kabbalah.com/

The most trusted US insurance company

USHEALTH Group is a Texas-based insurance company that has been in business for over fifty years. It is located in Fort West, Texas and has been providing health insurance to most American citizens. The company offers a wide range of health insurance services such as family and individual insurances, accident insurances, dental insurance and much more. The health insurance company has been winning an abundance of awards for its outstanding performance in the field. More and more Americans are reaching towards USHEALTH in order to get an insurance service they trust and feel happy about.

USHEALTH Group, Inc. offers the PPO service which means that by entering the zip code of the state you live in you will be directed to insurance agents in your area that you can choose from. Services like that are extremely useful for those of us who would like to use the services of a certain company but don’t have access to the main office because of location or other factors. There are over 200 000 employees all over The United States that make sure you are satisfied with what you are getting.

The health insurance company is very tolerant towards its customers and has added a special feature to its services that allows the customer to tailor their insurance and coverage plans to their own needs and desires. That is truly unique as very few insurance companies allow their customers to do that. Moreover, USHEALTH Group has been creating other plans that make sure their customers can really stretch their dollar. Health insurance is quite expensive in many countries, and for that reason, USHEALTH offers premium plans for people to choose from. Such is the plan PremierChoice that is created specifically to make health insurance as inexpensive as possible while continuing to provide quality and security for the customer. Many other plans, including PremierChoice, can be found cataloged on USHEALTH Group’s website. All of the features of each plan are listed in a comprehensive manner to make sure there is no confusion. Transparency is a highly valued thing in the insurance business, and USHEALTH readily provides it.

Overall, the company is the most widely used in America. Their vision is to create a highly trusted service for families and individuals alike that will provide transparency and quality services to its customers. They have recognized that the saying ”one size fits all” is almost never the case and because of that, they have taken to heart to create a broad choice of affordable solutions to be able to satisfy and make as many people as possible feel safe and well taken care of. USHEALTH Group Inc. is setting high bars for insurance companies in America and all over the world.

Bernardo Chua Introduces Ganoderma Infused Products To The West

On the Pacific Rim Bernardo Chua is recognized as having one of the most successful direct sales marketing organizations. His company, Organo Gold, has over a million independent marketing agents. Over the past decade Chua has used that team to market nutritional coffees, teas and other edible products infused with ganoderma, a mushroom long prized for the health benefits it offers.

Although Chua is a native of the Philippines, his Chinese grandparents had taught him about the uses and benefits of ingesting the mushroom. He decided long ago he would tell as many people as he could about the plant.

According to ZoomInfo, Bernardo Chua got his opportunity to spread the word about ganoderma when he was hired by the Philippines based multi-level marketing company Gano Excel. The company sold ganoderma infused products. In a short period of time Chua played an integral role in the popularizing of Gano Excel products in Hong Kong, Canada and the U.S.

The company was so impressed with his work they encouraged him to move to California, become president of Gano Excel U.S.A. and introduce the brand to people all over the world. Chua did just that and in no time flat Gano Excel became an international phenomenon.

In 2008 Chua decide to start his own company. He called it Organo Gold. Using the extensive marketing network he had created, his company’s ganoderma infused products were soon a huge success in the lucrative North American market. Chua was one of the first people to introduce ganoderma to people living in the West. And he continues to work with some of the world’s best ganoderma farmers to ensure he has the highest quality mushrooms to use in his products. He believes the direct marketing model is the reason for the success of the Organo Gold products.

When Bernado Chua visits the Philippines these days, he’s treated like a rock star. The people are very proud of him. His company has won ‘Direct Sales Company of the Year’ 5 times as well as countless other awards and accolades. Chua is celebrated because he has brought honor to his country.

Learn more about more Brian Torchin: http://www.slideshare.net/BernardoChua

Jason Hope’s Opines On The Future In Arizona

The Tech Guru Of Arizona
When most people think of the tech industry they usually point out the Silicon Valley or universities like MIT. Rarely will you see anyone mention Arizona, but there is someone out there trying to change that. Entrepreneur and futurist Jason Hope is putting Scottsdale, Arizona on the map with his investment and focus on the Internet of Things. While this technology is already here, Hope believes the future will hold bright and exciting things for IoT technology.

Where Everything Is Heading
The world is becoming more dependent on technology as we speak, and IoT will fit into that reality. Right now, IoT is limited to certain devices such as televisions and lighting systems, but the variety and extent of IoT is going to increase massively in coming years. Software developers will have to change the way they think of software and the goal of their development. Today’s software market is highly competitive and encourages developers to create rival apps, but that sort of thinking is likely to change in the future. IoT apps will work together rather than against each other.

The Home Knows Everything
The most interesting aspect of IoT is found in the example of the smart home. For decades people have imagined what a smart home would look like and how we would interact with it. Thanks to the Internet of Things we know exactly what will happen. We can simply talk to our homes and our homes will understand exactly what we want. Home automation has come a long way since the days of the first dish washers and we will soon see its maturation.

A World Without Aging
Jason Hope is a strong believer in philanthropy and uses his million dollar fortune to promote causes he believes in. A major focus of interest for Hope is the fight to cure aging. The SENS Institute, or the Strategies for Engineering Negligible Senescence Institute, receives much funding from Hope. He understands their view of aging as a disease and wants to create a future without it.

Dick DeVos Focuses On Business And Philanthropy

Billionaire businessman Richard “Dick” DeVos has a lot on his plate these days. The Grand Rapids native was born into a family that stressed the importance of hard work and giving back.

 

DeVos is the son of Amway co-founder Richard DeVos. For over fifty years, the Amway Foundation has been going strong. DeVos is credited with ushering Amway into the 21st century. After sales became stagnant in the early 1990s, DeVos took the helm as CEO. He was able to turn the company around within two years. “I had to make some tough decisions,” said DeVos. The tough decisions helped the company make a complete turnaround and today it is still one of the most successful and profitable MLM companies in the world.

 

DeVos has also served as CEO of the family-owned Orlando Magic basketball team. Although many felt that DeVos lacked the “chops” to run the organization, he proved them wrong, as the organization was one of the best run in the leaque. After running the team for over a decade, he stepped down to concentrate on his brainchild Windquest Group. Dubbed the Green Machine, Windquest Group invests in alternative energy sources.

 

DeVos and his wife Betsy are huge proponents of the state’s voucher program and charter schools. He believes that all children, regardless of their socioeconomic background, is entitled to a good education. DeVos recently opened the The West Michigan Aviation Academy for students interested in science, engineering and aviation.

 

In 2006, DeVos delved into politics. He made an unsuccessful bid to unseat incumbent Michigan Governor Jennifer Granholm. DeVos ran on a platform of education reform and the state’s economics. DeVos spend over $40 million of his own money on his campaign. Although he lost, voters on both sides of the aisle appreciated his passion and devotion to his home state.